Lately, Life branch and Complementary Pension has become  very important in reason of the crisis of the institutional pension system.

Customer has turned to insurance alternatives and pension funds as the appropriate instruments to guarantee a solid pension integration.

There are classical insurances, which provide a claim in case of death, and mixed products that mix claim  in case of early death with the revaluation of the invested capital.

These are investments half- way between insurance and financial field. They allow to combine the advantages of both solutions: product’s solidity and increase of the financial investment’s value.